Are You Short on Time, Money, or Energy?
And what will you do when you have all three?
We need time, money, and energy to do anything. At different stages of life, we tend to be short on one of them.
financial health
Which Debt Should You Pay Off First?
Should you start with the smallest balance or highest interest rate?
Should you pay off your debts with the highest interest rate first? Or the debts with the smallest balance? Let’s see how much of a difference it makes.
How long should you keep documents before shredding them?
The more important they are, the longer you’ll track them
Some documents need to be kept longer than others. A quick rule of thumb: consider the tax implications.
Never Lose Track of a Gift Card Again
Track your gift cards, gift certificates, and coupons with Evernote
Where do you store gift cards until you’re ready to use them? In Evernote, of course! Here’s how to track gift cards, gift certificates, and coupons with Evernote.
Time Really Is Money When It’s Time to Budget
Create a plan before you wonder where your time went
You don’t just need a budget for your income and expenses. You need a temporal budget that plans how you’re going to spend the most precious resource you have.
Buy Back Some Margin
A Few Bucks a Month Can Go a Long Way
Are you running out of free time trying to save a dollar? Here are four ways you can reclaim some margin in your life for just a few bucks a month.
Make Choices that Create Choices
You’ll Be Glad You Kept Your Options Open
To be successful, you need to keep your options open. Make choices that create more choices.
How to Pay Bills on Time with Evernote
Go paperless and never make a late payment again
Paper bills can fall through the cracks if they don’t make it into your paperless system. Here’s how to track bills that need paid using Evernote.
5 Types of Productivity Debt
The further you get behind, the more you have to work to get ahead
Productivity is about doing less of what you have to do so you can do more of what you love. Here are five ways our choices can get in the way of that, creating more “debts” we need to pay off first.
A Year without Credit Cards
Are they really an indispensable part of modern life?
Part of sharpening the saw is a willingness to experiment and tinker with how you do things, figuring out what works and what works better. We stopped using credit cards to see what happened.